TERMS OF USE

This website is owned and operated by Cougar Creek LLC and is presented under the public-facing ministry name Proof of Faith Ministries. Throughout these Terms of Use, “we,” “our,” and “us” refer to Cougar Creek LLC.

By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with these Terms, you should discontinue use of this website.

1. Purpose of This Website

This website exists to provide educational, informational, and ministry-related content, including:

  • Information regarding Proof of Faith

  • Articles

  • Videos

  • Downloadable resources

  • Study materials

  • Ministry updates

  • Educational content concerning Scripture, history, economics, blockchain technology, artificial intelligence, digital assets, and related subjects.

Nothing on this website is intended to establish a professional advisory relationship.

2. Educational Content Only

All content published on this website is provided solely for educational, informational, and ministry purposes.

Nothing contained on this website should be interpreted as legal, financial, investment, tax, accounting, medical, or other professional advice.

Where this website discusses financial systems, economics, blockchain technology, digital assets, or similar topics, those discussions are governed by our separate Financial & Investment Disclaimer, which forms part of these Terms.

3. No Professional Relationship

Your use of this website does not create:

  • an attorney-client relationship

  • an accountant-client relationship

  • an investment adviser-client relationship

  • a fiduciary relationship

  • a consulting relationship

  • any other professional relationship

Any decisions you make remain solely your responsibility.

4. Intellectual Property

Unless otherwise indicated, all original content appearing on this website is owned by Cougar Creek LLC or used with permission.

This includes, but is not limited to:

  • Articles

  • Blog posts

  • Graphics

  • Logos

  • Book excerpts

  • Study guides

  • Downloadable resources

  • Videos

  • Audio

  • Photographs

  • Website design

  • Original research

  • Written content

These materials are protected by United States and applicable international copyright and intellectual property laws.

5. Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use this website for your personal, non-commercial use.

This license does not transfer ownership of any intellectual property.

6. Permitted Uses

You may:

  • View this website.

  • Share links to pages on this website.

  • Download resources specifically made available for personal use.

  • Quote brief excerpts with appropriate attribution where permitted by law.

7. Prohibited Uses

Without our prior written permission, you may not:

  • Copy substantial portions of this website.

  • Republish our original content.

  • Sell or commercially distribute our content.

  • Modify our downloadable resources.

  • Create derivative works from our original materials.

  • Use our trademarks or branding in a misleading manner.

  • Attempt to interfere with the operation or security of the website.

  • Introduce malicious software or harmful code.

  • Attempt unauthorized access to any portion of the website.

8. User Submissions

If you voluntarily submit comments, messages, suggestions, or other communications to us, you grant us the right to review and respond to those communications.

Unless expressly agreed otherwise, unsolicited submissions will not be treated as confidential.

9. Third-Party Websites

For your convenience, this website may contain links to third-party websites.

These links do not constitute an endorsement of those websites or their operators.

We are not responsible for the content, policies, products, services, or practices of third-party websites.

Your use of third-party websites is governed by their own terms and policies.

10. Future Products and Services

From time to time, we may offer books, study guides, downloadable resources, newsletters, or other educational materials.

Unless otherwise stated, all such materials remain subject to these Terms of Use.

Additional terms may apply to specific products or services.

11. Affiliate Relationships

We may occasionally participate in affiliate programs.

If affiliate links are used, any resulting commission will not increase the purchase price paid by you.

Our editorial opinions are not determined by affiliate relationships.

12. Disclaimer of Warranties

This website and all content are provided on an “as is” and “as available” basis.

To the fullest extent permitted by applicable law, we disclaim all warranties, express or implied, including warranties of:

  • merchantability

  • fitness for a particular purpose

  • non-infringement

  • availability

  • accuracy

  • uninterrupted operation

We do not warrant that this website will always operate without interruption, delay, error, or security vulnerabilities.

13. Limitation of Liability

To the fullest extent permitted by law, Cougar Creek LLC, its owners, officers, employees, volunteers, contributors, affiliates, contractors, and representatives shall not be liable for any direct, indirect, incidental, consequential, exemplary, punitive, or special damages arising out of or relating to:

  • use of this website;

  • inability to access this website;

  • reliance upon website content;

  • downloadable resources;

  • third-party links; or

  • technical interruptions.

Your sole remedy for dissatisfaction with the website is to discontinue using it.

14. Indemnification

You agree to defend, indemnify, and hold harmless Cougar Creek LLC and its owners, officers, employees, volunteers, contributors, affiliates, contractors, and representatives from any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys’ fees, arising from:

  • your misuse of this website;

  • your violation of these Terms; or

  • your violation of applicable law.

15. Changes to the Website

We reserve the right to modify, suspend, discontinue, or remove any portion of this website at any time without notice.

We also reserve the right to revise or update content as information becomes available.

16. Changes to These Terms

We may revise these Terms of Use from time to time.

When revisions are made, the “Last Updated” date at the top of this page will be updated.

Your continued use of the website following publication of revised Terms constitutes acceptance of those revisions.

17. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Idaho, without regard to its conflict-of-law principles.

Any legal action arising from these Terms or your use of this website shall be brought exclusively in the appropriate state or federal courts located within the State of Idaho.

18. Severability

If any provision of these Terms is determined to be unlawful, invalid, or unenforceable, the remaining provisions shall remain in full force and effect.

19. No Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

20. Entire Agreement

These Terms of Use, together with our Privacy Policy and Financial & Investment Disclaimer, constitute the entire agreement governing your use of this website.

21. Contact Us

Questions regarding these Terms of Use may be directed to:

Cougar Creek LLC
Doing business as Proof of Faith Ministries

Email: info@areluctantdisciple.com

Last Updated: July 16, 2026