Financial & Investment Disclaimer
This website is owned and operated by Cougar Creek LLC and is presented under the public-facing ministry name Proof of Faith Ministries. Throughout this Financial & Investment Disclaimer (“Disclaimer”), “we,” “our,” and “us” refer to Cougar Creek LLC.
This Disclaimer applies to all financial, economic, technological, educational, ministry, and informational content published on this website, including articles, videos, downloadable resources, newsletters, social media content, emails, interviews, presentations, and materials relating to Proof of Faith.
By accessing or using this website, you acknowledge that you have read, understood, and agree to this Disclaimer.
1. Educational Purpose
All content published on this website is provided solely for educational, informational, and ministry purposes.
Our objective is to encourage thoughtful investigation, careful research, and biblical discernment regarding subjects that may include Scripture, history, economics, monetary systems, blockchain technology, artificial intelligence, digital assets, and related topics.
Nothing published on this website is intended to provide individualized guidance regarding your financial circumstances.
2. No Financial, Investment, or Professional Advice
Nothing on this website constitutes or should be interpreted as:
Financial advice
Investment advice
Legal advice
Tax advice
Accounting advice
Business advice
Securities advice
Banking advice
Fiduciary advice
Any other regulated professional advice
The information presented is general in nature and is not tailored to any particular individual, financial situation, investment objective, or risk tolerance.
3. No Advisory or Fiduciary Relationship
Your use of this website does not create:
a financial advisor-client relationship;
an investment adviser-client relationship;
a fiduciary relationship;
an attorney-client relationship;
an accountant-client relationship;
a consulting relationship; or
any other professional relationship.
You remain solely responsible for evaluating the suitability of any financial decision.
4. No Investment Recommendations
From time to time we may discuss:
digital assets;
blockchain networks;
cryptocurrencies;
tokenized assets;
payment systems;
financial institutions;
central bank digital currencies;
artificial intelligence;
economic policy;
monetary systems; or
publicly traded companies.
Such discussions are provided solely to educate readers and encourage independent research.
Nothing on this website should be interpreted as:
a recommendation to buy;
a recommendation to sell;
a recommendation to hold;
an endorsement;
investment research;
a solicitation to purchase securities; or
an offer to participate in any investment opportunity.
References to specific assets, organizations, technologies, companies, or projects are included for educational discussion only unless expressly stated otherwise.
5. Independent Research
One of the central purposes of Proof of Faith Ministries is to encourage readers to examine evidence for themselves.
Accordingly, we encourage every visitor to:
verify information using primary sources whenever reasonably possible;
review publicly available documents;
examine applicable laws and regulations;
consider differing viewpoints; and
seek qualified professional advice before making important financial or legal decisions.
Nothing on this website should be relied upon as your sole source of information.
6. Personal Responsibility
Every financial decision carries risk.
You alone are responsible for evaluating information presented on this website and determining whether it is appropriate for your own circumstances.
Before making any investment, tax, legal, retirement, estate-planning, or business decision, you should consult appropriately qualified professionals.
7. No Guarantees
Financial markets, technology, blockchain systems, artificial intelligence, and government policies continually evolve.
Accordingly, we make no representation or warranty regarding:
future prices;
future adoption;
future regulations;
technological development;
market performance;
economic conditions; or
future events.
Past performance does not guarantee future results.
All investments involve risk, including the possible loss of your entire investment.
8. Opinions May Change
The opinions expressed on this website reflect our understanding of available information at the time of publication.
As new information becomes available, our opinions, conclusions, interpretations, or analysis may change without notice.
Previously published material may become outdated over time.
9. Accuracy of Information
We strive to present information honestly, thoughtfully, and in good faith.
However, we make no representation or warranty that information presented on this website is:
complete;
accurate;
current;
reliable; or
free from error or omission.
Visitors should independently verify all information before relying upon it.
10. Biblical Perspective
Proof of Faith Ministries approaches financial systems, economics, technology, and culture through a biblical worldview.
Discussion of Scripture reflects our understanding of biblical teaching.
We encourage every visitor to study Scripture personally and carefully evaluate all claims presented on this website.
11. Regulatory Disclaimer
Nothing on this website is intended to provide advice regulated under federal, state, or local laws governing:
securities;
commodities;
investment advisers;
broker-dealers;
banking;
financial services; or
similar regulated professions.
Nothing contained on this website should be interpreted as creating obligations or responsibilities governed by those laws.
12. Assumption of Risk
By choosing to rely upon information presented on this website, you acknowledge that you do so voluntarily and at your own risk.
You assume full responsibility for any actions, decisions, gains, losses, or consequences resulting from your use of information obtained through this website.
13. Limitation of Reliance
You should not make investment or financial decisions based solely upon information presented on this website.
This website should be considered one educational resource among many and should not replace your own research or professional advice.
14. Changes to This Disclaimer
We reserve the right to revise this Disclaimer from time to time.
When revisions are made, the “Last Updated” date at the top of this page will be updated.
Continued use of this website constitutes acceptance of the revised Disclaimer.
15. Contact Us
Questions regarding this Disclaimer may be directed to:
Cougar Creek LLC
Doing business as Proof of Faith Ministries
Email:info@areluctantdisciple.com
Last Updated: July 16, 2026